Authors: Tristi Pinkston, Brett Kitchen, & Ethan Kap
Date Released: April 2012
Publisher: Brigham Distributing
Received from the authors for review.
Therapy for the "Financially Challenged"
I have two words to describe this book - "terrifying" and "therapeutic". Now before the "terrifying" part scares you away let me give you a little background about my financial life so that it makes sense.
When my husband and I got married, we were set financially. We both got our degrees, landed great jobs, and made almost $100,000 a year between the two of us. We didn't spend extravagantly but we could pretty much buy whatever we wanted. Then, I got pregnant.
We decided that we wanted to raise our kids with a stay-at-home mom so just like that, our income was cut in half. Unfortunately, our expenses were not cut in half. And that's when the evil credit card monster snuck up on me (and yes, this was mainly my fault).
That is the reason I found this book so "terrifying". It made me take a good hard look at our finances (which I try not to do) and own up to the mistakes I've made in the past.
However, after getting past the "terrifying" emotions, the book became "therapeutic" for me because it provided hope - hope for our finances, for a better life, and for (finally!) getting out of debt.
First off, I was so impressed by Tristi's bravery in baring her finances for all to see. That takes a lot of guts but made the book so relatable because of the similarities to my own life and financial situation. I empathized with her emotions throughout the whole book and applauded her willingness to change her life.
I also appreciated the detailed plan that Brett and Ethan laid out. They didn't just spew out financial terminology that would be way over my head. They explained things in a way that anyone could understand and could apply to their own financial situation.
In addition to the financial planning tips, the authors also explain how money impacts not only our finances, but also our emotional and family lives as well.
As a woman, I'm usually controlled by my emotions and felt (slightly) validated by this fact. It made me look at money in a different light and analyze some of the reasons behind my spending.
No matter what station of life you are in, whether you are young or old, male or female, you need to read this book! It is a quick and easy to read and contains some of the best practical advice I have ever read about finances.
Purchase the Book
To go along with the book, the authors have set up a website called Million Dollar Diva. It is so cute and provides free software to create your own personal "Drive Down Debt" plan.
For a limited time (through June 15th), Million Dollar Diva will be available FOR FREE at http://www.milliondollardiva.com/order/con-order.php?id (plus $5.95 for shipping and handling).
Million Dollar Diva is also available for purchase on Amazon and Barnes and Noble.